Home Loan
Build your Dream Home
A home is, where dreams are made, discussed and brought into reality together. It is that place where we always wish to come back no matter where we go, to find peace and happiness. It is an environment where a family exists to support and grow with each other. Sometimes it takes a lifetime of efforts, savings and sacrifices, to build your dream home, and sometimes it is passed on to the next generation…
The process of building your dream home requires a lot of research and planning and it starts from identifying the place, the people around, the facilities available and the distance from the work place. Once we know where we would like to spend our lives, the next most important and the most trickiest part is arranging of the funds as we cannot take risks with our hard earned money.
We at Real Indian Money can assist you and guide you in identifying just the right home loan for you, as per your needs and requirements. Our process is simple and we take all the burden off from you, starting from processing the loan application, talking with the home loan providing institutions, fulfilling their requirements and finally getting the loan approved and disbursed to you.
- You are aged 18 or over
- You should have a regular source of income
- You should have Stability and continuity of income
- You should have a good credit history
- Title of Property should be clear
You can use your Home Loan for Multiple Purposes
Buying a Piece of Land or a Planned Plot
When you wish to construct your dream home right from the drawing board, purchasing the land or an already planned plot becomes the first step. Today, with the support of various financial institutions and banks, you can easily get a loan with ease and as per your payments expectations.
With more and more people considering building their home as their own selected location, loan providers are coming up with different and attractive offers to suit your varied requirements for buying the plot. It is always advised to identify various options, understand the differences and then choose the most suited plot loan for yourself.
Buying a Flat / House / Floor
Looking for a cosy small place or maybe a fully furnished house, a flat or a floor. In today’s scenario, people prefer to buy flats because they can be financed easily, and it liberates you from managing the whole house when you are not even using it.
Banks and financial institutions are offering adaptable policies and processes as more and more people are interested in buying houses using money from home loans. It is always better to compare different products, their offerings and policies before taking the final decision.
Construction of your New Home
You may already have a planned plot or a piece of land, where you wish to construct your house starting from its foundation, till the last floor, and you are not comfortable in investing all the required finances from your own pocket, you can always apply for a home loan. In today’s times, banks are improving their policies on regular intervals to accommodate your needs and expectations.
Before you process your documentation for a home loan, always compare and contrast all the loan schemes, its terms and conditions. At times it can be taxing and time consuming to get a home loan, and this is where our consultants come for your rescue. We can manage all the processes and documentation requirements for you. We are there for you always.
Expanding your Home
You already have your dream house, and you wish to expand it. The expansion can be a new room or a new independent floor itself. Apart from time, planning and designing, managing finances becomes the first concern for any type of home expansion.
You can always apply for a loan and manage your finances without crippling your pocket much! With the right loan, scheme and terms, you can quickly repay and get your home expansion work right on track with the help of various financial institutions and banks.
Interior / Renovation of your Home
You feel like changing the look and feel of your home or wish to create a new theme for the times to come, it’s always better to identify your needs so that you can plan accordingly. Once we know what look and feel is required to refresh your home, you can always do it by the right financing product.
Now a days, loan providing institutions and banks are making financing easy and reachable to all the segments of the society so that they can create their home a happier place to live together. Always compare and consult before taking the final step.
Balance Transfer of your Existing Loan
It’s always a saving when we move from a higher rate of interest to a lower one or top up loan facility at attractive ROI at the time of transfer of home loan. Now a days more and more banks and financial institutions offering home loans to attract different groups of consumers, the interest rates are reduced and policies are relaxed from time to time to be in the forefront of the competition.
Since the last decade, the number of consumers have only increased, and now you can easily transfer your existing home loan to another bank or a financial institution offering better interest rates and repayment structures. It’s the consumer who gets the maximum benefits from the competition in the loans market.
We are here to assist you. Please call us at 1800-123-669999
