Life Insurance
There are aspirations and then there are choices. Life is the sum total of the decisions we make and the milestones we achieve. Sometimes things just fall in place and the other times we end up in totally unpredictable environments, which are difficult to process and at times just changes the entire meaning of life and family. No matter how much we plan and create safeguards, we actually cannot control the future and predict the outcomes.
It is always wise to insure your life so that when the air moves south, you and your family can still move ahead and rebuild life in the coming times.
- How much life cover amount you should need?
- Entry age for life cover is 0 to 65 Years
- You should be healthy & Fit
- You should have regular source of income
- You should take the insurance policy in the name of earning member of the family
Why you should have a life insurance policy?
To Protect your Family
We always wish and put our sincere efforts for achieving continuous growth and progress in order to give a happy and a healthy lifestyle to our families. At times we exert more, manage more and receive more than our capacities, just to make sure, our family environment is maintained in its harmonious state. Life as we say can be so unpredictable that for some, it might not give a chance to even settle and realign, and some can end up with limitations for a long long time. Insuring one’s life can provide security from one end, and support to our families from the other in the times of need.
No Worries about Loan(s)
We have so much to look forward to whether it is for our own self or for the family that we love the most. Sometimes the outcome of our efforts and growth is not enough to achieve our dreams and we look outside for financial support to bridge the gaps. Taking a loan provides the much needed monetary support in order to build and fulfil our dreams and aspirations. You never know when the air will start flowing in an unfavourable direction, making it difficult for you to manage the expectations. It is always advised to secure your loans so that in case of an emergency, you do not have to worry about the difficult times and its outcomes.
To Bring Peace of Mind
The lifestyle of a family is largely dependent on the capability and capacity of the earning member(s). As there are seasons, so there are situations and transactions that every family has to live and walk through. No matter how much we take care of the times and fluctuations, still we may end up just loosing the battle. When the source of income is affected, it not only restricts your progress, but also makes you more vulnerable to other issues be it emotional or physical. Insuring yourself can bring peace and adequate support that your family may need to realign their lives and future.
Child Education
Every parent regardless of its community, stature, location and / or significance, always aspires for the highest level of education for their children so that they can get the best available paths for their life progress and growth. Parents always do their bit by doing the savings from an early age and if required take loans to manage the education of their children. Insuring your life and / or loans can take care of your family, when you are not there to walk with them in their life journey.
Wealth Creation
Continuous learning, growth and progression are some of the most important goals in ones life. We travel on different paths to explore and to adopt a metropolitan mindset and behaviour. Insuring oneself provides a strong back-support as you never know when you would be exposed to different places, different cultures, different risks and different challenges. In the times of need, your in force insurance policy can even assist you in taking a loan based on the tenure that you have already paid, thus avoiding an extra burden when you are least prepared for the same.
Retirement Planning
Every stage in life brings different experiences, flavours and learnings. Inspite of the fact that life is unpredictable, we still get up everyday with a hope to create something good and meaningful not only for ourselves, but also for the people who matters the most. The family stage brings a lot of responsibilities and commitments, which we always accept to build a greater horizon for ourselves. Life insurance becomes an integral part of our family journey which gives us strength and a sense of security for the times, when we will reach the last leg of our life’s journey and would need greater financial support than the younger years.
