Business Insurance
To be relevant and long term sustainable, businesses have always been on the fast pace for adopting changing customers expectations and needs. Sometimes businesses invest on something that is somewhat relevant in the near future and not in the present context. Every research and development project comes with its own risks, terms and applicability which is either driven by customers changing behaviours or organisational vision to get the early mover advantage for bringing newer experiences to the ever increasing consumer base.
From one side seeking financial assistance from banks and / or financial institutions has become easy and manageable, but at the same time from the other end the need for business insurance has also increased substantially in order to safeguards itself from difficult and / or unforeseen situations, risks and business demand fluctuations.
You can use Business Insurance for Various Purposes
Building Insurance
Whether you own your workspace or are maintaining the same through leasing, the possibilities of risks remains the same and it is always beneficial for the business to insure its workspace building to considerably reduce the cost of repair and maintenance. It not only helps a business to optimise the cost of ownership but also safeguards itself from other related risks pertaining to human life, plant and machinery, stocks, finished goods and more.
We at Real Indian Money can identify just the right insurance product for you based on your current and future business needs.
Import & Export Risk Insurance
In the past decade we have seen unprecedented business growth and one of the main reason behind it is our ability to match and exceed international standards in our products and services. We are now more than ever capable of not only producing high quality outcomes but are also equipped to expand our bases in the foreign lands. Getting raw materials from outside and sending finished goods to other countries has become an integral part of the present business eco-system.
When we deal with different foreign sources for importing and exporting, we also somewhat increase the chances of risks due to the difference in culture, laws and other depending terms and conditions. It is always advisable to insure all your business import and export transactions and safeguard yourself from unforeseen risks and difficulties, that might put your business at greater uncertainty.
Professional indemnity Insurance
The minds, the skills, the team and their conduct can either take an organisation to unparalleled heights or can also bring the entire house down. Apart from machines, equipments, and infrastructure, today businesses loose more from issues arising out from its professional stable and at times it can create a fluctuation that might cost the business its own lifespan.
When we foresee an ever increasing business dependency on skilled professionals, it is always just the right decision to seek and get the right insurance product to save your business from incidents such as resignations, industrial accidents, breach of services, information privacy, confidentiality and more.
Plant & Machinery Insurance
No matter what is the size of your business, no matter how many products you manufacture, develop or assemble, the lifeline of your business is plant, machinery, tools and other equipments that make things possible and that too within the profitable processing time span. The good health of business is often measured directly with the good health of its plants and machinery.
Getting your plant, machinery, tools and equipments insured not only saves you from unforeseen major expenses, but also helps you in increasing its lifespan for optimum business continuity and profitability.
Employees Insurance
The strength and credibility of an organisation can be identified by the health and progress of its workforce. It is the ability and capability of the workforce that enables an organisation to meet its business objectives and vision. The increase in the organisational workforce, directly increases the responsibility of the organisation for occupational & professional hazards, health & safety, accidents and / or other emergencies.
It is always beneficial to take employee insurance to address issues that are beyond the control of an organisation. Employee insurance not only helps an organisation to manage employee centric critical issues, but also helps the families in case of loss of life or long term disability.
Business Risk Insurance
The prime objective of every business is to create long term profitability and expand itself in order to grow its size both in terms of its offerings and physical reach. As the business moves from one place to another whether in the same country or across countries, there is always a risk arising due to strikes, lockout, civil commotion & disturbance, terrorism etc.
The external environmental factors can sometimes create more hurdles than support systems and it can cost the expansion more than the anticipated recorded financial numbers. We at Real Indian Money can assist you in identifying just the right product based on your risks assessments and expectations.
