Business Loan
In today’s fast changing human perceptions and choices, business groups are continuously evolving and introducing new and refreshed products and services to engage their customers, consultants and vendors. On one side businesses are expanding their portfolios and on another side they are also keeping a close watch on their revenue matrices to sustain and record measurable growth and profitability. Funds are needed at each stage and sometimes we need to borrow in order to achieve the projected business milestones.
The funds can be borrowed in the form of a loan from banks and other financial institutions, based on the amount and the tenure for repayment. Every funding institution has their own set of processing benchmarks and procedures, which at times can be taxing. We are there to understand your business requirements and can work with you in choosing just the right product as per your requirements and business needs.
- You are aged 21 or over
- You should have a regular source of income
- You should have Stability and continuity of income
- You should have a good credit history
- You should have 3-5 Years of business continuity
You can use your Business Loan for Multiple Purposes
Business Expansion
Business expansion is one of the most important aspects as it creates avenues for higher revenue which in turn can lead to higher profile cycles. It is an investment that a business owner undertakes to increase its customer base, offerings and profitability. It also creates new job opportunities in the market leading to more and more revenue generating opportunities.
Today banks and financial institutions are offerings a wide variety of business loan products to accommodate almost every type and size of business, having easy, achievable terms and conditions, and repayment schedules. It is advisable to carefully understand the available financial products, before finalising.
Working Capital Requirements
Working Capital health is one of the most important key indicators for long term business sustainability and growth. Whether the business is expanding or going through a tough path, working capital is always the foremost important aspect that the business owner focuses on. To maintain a healthy working capital, sometimes businesses have to borrow money from banks or financial institutions to be able to meet their present as well as future operating expenses.
Today seeking a working capital loan is far more accessible as compared to the past times as there are multiple products to choose from. We at Real Indian Money can assist you at every stage starting from identifying the working capital needs till its approval and disbursement to your bank account. We are always walking with you in your growth and progress.
Raw Material Purchase
Raw material is the back bone of every manufacturing industry as it is the first ingredient that is required to manufacture good quality products and after sales services. Today establishing or expanding a manufacturing unit is more viable than before, due to easy availability of raw materials purchase loan products and their manageable repayment schedules.
Banks and financial institutions are offering a variety of loan product options depending upon the raw material category, its procurement processes and originating location be is national or international. We at Real Indian money can work as a consultant to manage the entire process of raw materials loan identification and disbursement for you.
New Machine Acquisition / Purchase
When machines and humans work complimenting each other’s strength while taking care of process limitations, we are looking at self-performing teams working at its highest potential to achieve business success and progress. With ever changing customer requirements and needs, it become imperative to keep the organisations up to date to maintain its productivity and efficiency.
When you reach at a stage where acquisition of a new machinery is necessity in the business to compete in the market and new acquisition becomes difficult, please get in touch with us and we shall guide you in identifying just the right loan product for all your required purchases and will assist you in managing the entire loan disbursement process well within your expected timelines.
New Technology Investments
Today technology has come a long way from being considered as an expense to a business enabler supporting and managing continuous business growth and profitability. Technology Investment plays a very important role in planning and forecasting organisational long term goals and expansion portfolios.
Based on your current and future capital requirements and expenses, you can always seek support from a bank or a financial institution to bridge the gap and easily fulfil your current and future technology portfolio. Investing in technology in the long run is both profitable and sustainable, due to its availability, accessibility and up-gradation capabilities.
Bringing Fresh Talent Onboard
The foundation and strength of an organisation is ascertained by the vintage of its human capital and the maturity to bring onboard fresh talent to maintain its continuous growth and progress. When Vintage and new talent work in tandem with each other, an organisation becomes capable in managing high tides and tough market competitions. Sometimes hiring new talent requires more than the anticipated financial portion due to market conditions, talent availability, location constraints and other environmental factors.
Instead of changing your future projections in incur greater risks, it is always advised to borrow to reduce future risks and business existence challenges. We at Real Indian Money can assist you in processing your loan requirements and can suggest just the right product for you based on your current business strength, profitability and future repayment requirements.
We are here to assist you. Please call us at +91 86-85-86-1234